Governed vocabulary
Decision outcomes
Pricing outcomes are authored here once and reused by every policy rule, run, cohort view and execution mapping. A rule does not invent a result; it selects a governed outcome, which is why the same words and the same basis point movements appear in decisioning and in execution.
Outcomes defined
9
Across five governed categories
Assignable
8
Active and selectable in authoring
Referenced by working draft
6
Retiring these is blocked
Largest active movement
20 bps
Delegated limit is 25 bps
Rate Reduction
Reduces the account rate by a delegated basis point movement.
OUT-CUT-05ActiveLow rate sensitivity accounts eligible for the smallest standard reduction.
OUT-CUT-10ActiveModerately rate sensitive accounts eligible for the intermediate reduction.
OUT-CUT-20ActiveHighly rate sensitive accounts assessed for the largest standard reduction.
OUT-CUT-02ActiveToken reduction used where retention risk is high but a movement is still required.
OUT-CUT-35RetiredRetired: exceeded the 25 bp delegated movement limit and is no longer assignable.
Rate Increase
Increases the account rate, typically for retention or acquisition.
OUT-INC-10ActiveDefensive increase for attrition-risk relationships approved under the retention mandate.
Relationship Protection
Deliberately holds the rate to protect a household relationship.
OUT-HOLD-RELActiveHigh-value relationships held at their current rate to protect the relationship.
Hold
No rate movement; the account is retained at its current rate.
OUT-HOLD-DEFActiveSystemAccounts with no governed decision available on this snapshot; held at current rate.
No Action
The account cannot receive a rate action on this snapshot.
OUT-NOACT-PTRActiveSystemAccounts that cannot receive a standard rate action because no repricing pointer applies.
Retiring an outcome never rewrites history. Versions, runs and audit events that referenced it keep their original wording and basis point movement, which is why a retired outcome such as Deep Cut — 35 bps stays readable in the record while being unavailable to new policy work.